We encourage people to take proactive steps to limit their risk of identity theft. Shred your credit card, debit card, bank and financial statements before placing them in the trash. Do not preprint your social security number or drivers license numbers on personal checks. The social security number is the “ gateway number “ that can facilitate other identity theft crimes. Safeguard your social security number information. It is illegal for merchants to ask for your social security number as a form of identification. Do not carry your social security card in your purse or wallet. Limit the number of credit cards you carry in your purse or wallet on the chance you may lose that purse or wallet.

Monitor your credit history by visiting reputable government web sits which can help you get a free credit report. Go to www.ftc.gov for the Federal Trade Commission and information on identity theft. Go to www.annualcreditreport.com to obtain your “FREE” credit report. Be aware that your report is free, but there is a charge to obtain a “ credit score “ or any monitoring services offered.

If you suspect you are a victim of identity theft, please contact the police department. If you lose a credit card, you should report that loss immediately to your credit card supplier.